It is our goal to help you become a homeowner. There are steps that you will need to complete in order to get there and we will help you along the way by offering resources, counseling and education. Please review this area so that your path to homeownership can move smoothly.

Cook Inlet Housing Authority's homeownership homes for sale in Anchorage are represented by Jennifer Zimmerman and Associates.

Cook Inlet Housing Authority's homeownership homes for sale in Wasilla and Palmer are represented by Charlene Moss Realty, Inc.

Cook Inlet Housing, in partnership with The Petersen Group, presents Clearwater Village at Creekside (Muldoon/Creekside Center Drive) represented by Karen Glaser of RE/MAX.

WHO IS ELIGIBLE?

Anyone who falls within the income eligibility guidelines, up to 100% of Area Median Income (AMI), regardless of age, race, religion, color or disability, may be eligible. In addition, Alaska Native and American Indian households may qualify for additional programs. Special financing may be available for households with income of no more than 80%AMI. Certain homes for sale are available for households with incomes at or below 50% AMI. Please contact us for more information and to see if you are eligible.

DO I QUALIFY?

Income eligibility is determined by your household size and by the Area Median Income (AMI) as set by the Department of Housing and Urban Development (HUD).

100% Area Median Income (AMI) limits by household size for 2012:

1 Person $59,700        5 Persons $92,100

2 Persons $68,200       6 Persons $98,900

3 Persons $76,700       7 Persons $105,700

4 Persons $85,200       8 Persons $112,500

Applicants must meet the following eligibility requirements:

• Have a household annual income at or below the income limits noted above.
• Be willing to sign a first and second mortgage, if this financing is available to you.
• Be able to provide 3% of sales price for the initial cash down payment.
• Debt-to-income ratio and total-debt-to-income ratio may not exceed 30% and 40%.